Frequently Asked Questions
1. What is a Notary Public?
2. What is a Notary Signing Agent?
3. Where can I get E&O Insurance?
4. What is a Certified Notary Signing Agent?
5. What is My Coverage Area?
6. What is your No-Error Guarantee?
7. Where can I go for more Notary information?
8. How do I become a Notary Public in the State of Ohio?
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1. What is a Notary Public?
A Notary Public is a licensed public officer who administers oaths, certifies documents and performs other specified functions. A notary public's signature and seal is required to authenticate the signatures on many legal documents.
2. What is a Notary Signing Agent?
A Notary Signing Agent (NSA), also called a Mobile Loan Closer or Remote Closer, is a Notary Public who fulfills the needs of title companies, loan signing services, and mortgage lenders. They are able to accomodate borrowers hectic daily schedules, and often travel to their home, office, or other location to sign the loan documents at the borrower's convenience.
3. Where can I get E&O Insurance?
For a fast quote click here, they are the cheapest I've found, and are substantially cheaper than the NNA, and other sites that offer the same coverage. E&O stands for Errors & Omissions.
4. What is a Certified Notary Signing Agent?
There is no true definition of a certified notary signing agent. There are many different certification tests available at many different sites. In today's industry, many experienced loan signing agents such as myself see these only as a "selling opportunity" of all of these different sites, as there is currently NO STANDARD of certification. That being said, most of us have gone ahead and taken multiple certification tests, as some title companies require it.
5. What is my Coverage Area?
Currently I am available for closings in the following 20 counties: Champaign, Clark, Delaware, Fairfield, Fayette, Franklin, Greene, Hardin, Hocking, Knox, Licking, Logan, Madison, Marion, Morrow, Muskingham, Perry, Pickaway, Ross, and Union.
6. What is your No Error Guarantee?
If I make a notarial error, miss a signature, initial or fail to properly perform my duties, I will cut my fee IN HALF! Furthermore, if the error is not fixed within 24 hours, the entire fee is waived.
** Does not include Borrower's refusal to sign, documents that were missing from the closing package at time of departure, any items to be picked up that borrower does not have, or any items not relating to a missed signature, initial, or notarial act. Item must be returnable by fax. (If original needs returned, then proof of correction will be shown via fax within 24 hours)
7. Where can I go for more Notary information?
The best source of Notary Public information is the Secretary of State website at http://www.sos.state.oh.us/, however, a lot of useful information can be found at notary communities like http://NotaryRotary.com.
8. How do I become a Notary Public in the State of Ohio?
The best source of information on how to become a Notary Public in the State of Ohio can be found at the Ohio Secretary of State website (http://www.sos.state.oh.us/). A brief overview of the steps required as of this writing are:
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Currently 5 years. |
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Must be 18 years of age
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Must be an Ohio resident
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Certified by a judge of an Ohio court of appeals or common pleas as being capable of performing the duties of a notary public; the judge may require applicants to take an examination
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Not Required |
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Required |
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Not Required |
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Recommended.
(Get affordable Notary E&O Insurance here) |
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Required for Protests, recommended for all notarial acts. |
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Non-attorney notary public: $15
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Attorney notary public: $15
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Duplicate commission: $2 (to replace a missing commission)
Note: Additional fees may by charged by the county office/bar association that processes applications for the judges, and may vary from one county to another. |
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Embossing or Ink |
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